2013/719/EU: Commission Decision of 16 November 2012 — State aid SA.33305 (2012/C... (32013D0719)
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2013/719/EU: Commission Decision of 16 November 2012 — State aid SA.33305 (2012/C) and SA.29832 (2012/C) implemented by Netherlands for ING (notified under document C(2012) 8238) Text with EEA relevance
- COMMISSION DECISION
- of 16 November 2012
- State aid SA.33305 (2012/C) and SA.29832 (2012/C) implemented by Netherlands for ING
- (notified under document C(2012) 8238)
- (Only the English text is authentic)
- (Text with EEA relevance)
- (2013/719/EU)
- I.
- PROCEDURE
- II.
- FACTS
- 2.1. DESCRIPTION ING
- 2.2. RESTRUCTURING PLAN APPROVED IN THE 2012 RESTRUCTURING DECISION
- 2.3. DIFFICULTIES IN THE IMPLEMENTATION OF THE COMMITMENTS ON WHICH THE RESCUE DECISION AND THE 2012 RESTRUCTURING DECISION ARE BASED
- III.
- REASONS FOR THE OPENING DECISION
- IV.
- THIRD PARTY OBSERVATIONS
- V.
- POSITION OF THENETHERLANDS
- 5.1. ECONOMIC DEVELOPMENTS AFFECTING ING IN THE IMPLEMENTATION OF THE RESTRUCTURING PLAN OF 22 OCTOBER 2009
- 5.2. NEW PROPOSAL BY THENETHERLANDS
- — Mortgages
- — Consumer lending
- — Payment facility
- 5.3. FURTHER INFORMATION ON ING DIRECT
- VI.
- ASSESSMENT
- 6.1. NO GRANTING OF ADDITIONAL AID
- 6.2. COMPATIBILITY OF RESTRUCTURING AID
- Article 1
- Article 2
- Article 3
- ANNEX I
- CATALOGUE OF COMMITMENTS
- ING EU (non-ING Direct) > 5 % market share
- ING Direct EU
- General
- ANNEX II
- THE PRINCIPLES APPLIED TO INTERNAL WIND DOWN UNITS IN THE INSURANCE SECTOR
- Competition concerns
- Viability concerns
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