DIRECTIVE (EU) 2015/849 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL
of 20 May 2015
on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC
(Text with EEA relevance)
CHAPTER I
GENERAL PROVISIONS
SECTION 1
Subject-matter, scope and definitions
Article 1
Article 2
Article 3
Article 4
Article 5
SECTION 2
Risk assessment
Article 6
Article 7
Article 8
SECTION 3
Third-country policy
Article 9
CHAPTER II
CUSTOMER DUE DILIGENCE
SECTION 1
General provisions
Article 10
Article 11
Article 12
Article 13
Article 14
SECTION 2
Simplified customer due diligence
Article 15
Article 16
Article 17
SECTION 3
Enhanced customer due diligence
Article 18
Article 19
Article 20
Article 21
Article 22
Article 23
Article 24
SECTION 4
Performance by third parties
Article 25
Article 26
Article 27
Article 28
Article 29
CHAPTER III
BENEFICIAL OWNERSHIP INFORMATION
Article 30
Article 31
CHAPTER IV
REPORTING OBLIGATIONS
SECTION 1
General provisions
Article 32
Article 33
Article 34
Article 35
Article 36
Article 37
Article 38
SECTION 2
Prohibition of disclosure
Article 39
CHAPTER V
DATA PROTECTION, RECORD-RETENTION AND STATISTICAL DATA
Article 40
Article 41
Article 42
Article 43
Article 44
CHAPTER VI
POLICIES, PROCEDURES AND SUPERVISION
SECTION 1
Internal procedures, training and feedback
Article 45
Article 46
SECTION 2
Supervision
Article 47
Article 48
SECTION 3
Cooperation
Subsection I
National cooperation
Article 49
Subsection II
Cooperation with the ESAs
Article 50
Subsection III
Cooperation between FIUs and with the Commission
Article 51
Article 52
Article 53
Article 54
Article 55
Article 56
Article 57
SECTION 4
Sanctions
Article 58
Article 59
Article 60
Article 61
Article 62
CHAPTER VII
FINAL PROVISIONS
Article 63
Article 64
Article 65
Article 66
Article 67
Article 68
Article 69
ANNEX I
ANNEX II
ANNEX III
ANNEX IV
This Directive |
Directive 2005/60/EC |
Directive 2006/70/EC |
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Article 1 |
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Article 3 |
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Article 5 |
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Article 6 |
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Article 7 |
Article 1 |
Article 1 |
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Article 2 |
Article 2 |
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Article 2(3) to (9) |
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Article 4 |
Article 3 |
Article 3 |
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Article 3(9), (10) and (11) |
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Article 2(1), (2) and (3) |
Article 4 |
Article 4 |
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Article 5 |
Article 5 |
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Articles 6 to 8 |
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Article 10 |
Article 6 |
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Article 11 |
Article 7 |
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Article 13 |
Article 8 |
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Article 14 |
Article 9 |
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Article 11(d) |
Article 10(1) |
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Article 10(2) |
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Articles 15, 16 and 17 |
Article 11 |
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Article 12 |
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Articles 18 to 24 |
Article 13 |
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Article 22 |
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Article 2(4) |
Article 25 |
Article 14 |
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Article 15 |
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Article 26 |
Article 16 |
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Article 17 |
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Article 27 |
Article 18 |
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Article 28 |
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Article 29 |
Article 19 |
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Article 30 |
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Article 31 |
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Article 20 |
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Article 32 |
Article 21 |
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Article 33 |
Article 22 |
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Article 34 |
Article 23 |
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Article 35 |
Article 24 |
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Article 36 |
Article 25 |
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Article 37 |
Article 26 |
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Article 38 |
Article 27 |
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Article 39 |
Article 28 |
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Article 29 |
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Article 40 |
Article 30 |
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Article 45 |
Article 31 |
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Article 42 |
Article 32 |
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Article 44 |
Article 33 |
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Article 45 |
Article 34 |
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Article 46 |
Article 35 |
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Article 47 |
Article 36 |
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Article 48 |
Article 37 |
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Article 49 |
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Article 50 |
Article 37a |
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Article 51 |
Article 38 |
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Articles 52 to 57 |
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Articles 58 to 61 |
Article 39 |
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Article 40 |
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Article 41 |
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Article 41a |
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Article 41b |
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Article 65 |
Article 42 |
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Article 43 |
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Article 66 |
Article 44 |
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Article 67 |
Article 45 |
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Article 68 |
Article 46 |
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Article 69 |
Article 47 |
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