REGULATION (EU) 2023/1113 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL
of 31 May 2023
on information accompanying transfers of funds and certain crypto-assets and amending Directive (EU) 2015/849
(recast)
(Text with EEA relevance)
CHAPTER I
Subject matter, scope and definitions
Article 1
Subject matter
Article 2
Scope
Article 3
Definitions
CHAPTER II
Obligations on payment service providers
Section 1
Obligations on the payment service provider of the payer
Article 4
Information accompanying transfers of funds
Article 5
Transfers of funds within the Union
Article 6
Transfers of funds to outside the Union
Section 2
Obligations on the payment service provider of the payee
Article 7
Detection of missing information on the payer or the payee
Article 8
Transfers of funds with missing or incomplete information on the payer or the payee
Article 9
Assessment and reporting
Section 3
Obligations on intermediary payment service providers
Article 10
Retention of information on the payer and the payee accompanying the transfer
Article 11
Detection of missing information on the payer or the payee
Article 12
Transfers of funds with missing information on the payer or the payee
Article 13
Assessment and reporting
CHAPTER III
Obligations on crypto-asset service providers
Section 1
Obligations on the crypto-asset service provider of the originator
Article 14
Information accompanying transfers of crypto-assets
Article 15
Batch file transfers of crypto-assets
Section 2
Obligations on the crypto-asset service provider of the beneficiary
Article 16
Detection of missing information on the originator or the beneficiary
Article 17
Transfers of crypto-assets with missing or incomplete information on the originator or the beneficiary
Article 18
Assessment and reporting
Section 3
Obligations on intermediary crypto-asset service providers
Article 19
Retention of information on the originator and the beneficiary accompanying the transfer
Article 20
Detection of missing information on the originator or the beneficiary
Article 21
Transfers of crypto-assets with missing information on the originator or the beneficiary
Article 22
Assessment and reporting
CHAPTER IV
Common measures applicable by payment service providers and crypto-asset service providers
Article 23
Internal policies, procedures and controls to ensure implementation of restrictive measures
CHAPTER V
Information, data protection and record-retention
Article 24
Provision of information
Article 25
Data protection
Article 26
Record retention
Article 27
Cooperation among competent authorities
CHAPTER VI
Sanctions and monitoring
Article 28
Administrative sanctions and measures
Article 29
Specific provisions
Article 30
Publication of sanctions and measures
Article 31
Application of sanctions and measures by competent authorities
Article 32
Reporting of breaches
Article 33
Monitoring
CHAPTER VII
Implementing powers
Article 34
Committee procedure
CHAPTER VIII
Derogations
Article 35
Agreements with countries and territories which do not form part of the territory of the Union
CHAPTER IX
Other provisions
Article 36
Guidelines
Article 37
Review
CHAPTER X
Final provisions
Article 38
Amendments to Directive (EU) 2015/849
‘Article 19a
Article 19b
‘Article 24a
Article 39
Repeal
Article 40
Entry into force
ANNEX I
REPEALED REGULATION WITH THE AMENDMENT THERETO
Regulation (EU) 2015/847 of the European Parliament and of the Council |
|
Regulation (EU) 2019/2175 of the European Parliament and of the Council |
[Only Article 6] |
ANNEX II
Regulation (EU) 2015/847 |
This Regulation |
Article 1 |
Article 1 |
Article 2(1), (2) and (3) |
Article 2(1), (2) and (3) |
Article 2(4), first and second subparagraphs |
Article 2(4), first and second subparagraphs |
— |
Article 2(4), third and fourth subparagraphs |
Article 2(5) |
Article 2(5) |
Article 3, introductory wording |
Article 3, introductory wording |
Article 3, points 1 to 9 |
Article 3, points 1 to 9 |
— |
Article 3, point 10 |
Article 3, point 10 |
Article 3, point 11 |
Article 3, point 11 |
Article 3, point 12 |
Article 3, point 12 |
— |
— |
Article 3, points 13 to 24 |
Article 4(1), introductory wording |
Article 4(1), introductory wording |
Article 4(1), points (a), (b) and (c) |
Article 4(1), points (a), (b) and (c) |
— |
Article 4(1), point (d) |
Article 4(2), introductory wording |
Article 4(2), introductory wording |
Article 4(2), points (a) and (b) |
Article 4(2), points (a) and (b) |
— |
Article 4(2), point (c) |
Article 4(3) to (6) |
Article 4(3) to (6) |
Articles 5 to 13 |
Articles 5 to 13 |
— |
Articles 14 to 23 |
Article 14 |
Article 24 |
Article 15(1), (2) and (3) |
Article 25(1), (2) and (3) |
Article 15(4), sole subparagraph |
Article 25(4), first subparagraph |
— |
Article 25(4), second subparagraph |
Article 16 |
Article 26 |
— |
Article 27 |
Article 17 |
Article 28 |
Article 18 |
Article 29 |
Article 19 |
Article 30 |
Article 20 |
Article 31 |
Article 21 |
Article 32 |
Article 22 |
Article 33 |
Article 23 |
Article 34 |
Article 24(1) to (6) |
Article 35(1) to (6) |
Article 24(7) |
— |
Article 25, sole subparagraph |
Article 36, first subparagraph |
— |
Article 36, second, third and fourth subparagraph |
— |
Article 37 |
— |
Article 38 |
Article 26 |
Article 39 |
Article 27 |
Article 40 |
Annex |
— |
— |
Annex I |
— |
Annex II |