DIRECTIVE 2014/49/EU OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL
of 16 April 2014
on deposit guarantee schemes
(recast)
(Text with EEA relevance)
Article 1
Subject matter and scope
Article 2
Definitions
Article 3
Relevant administrative authorities
Article 4
Official recognition, membership and supervision
Article 5
Eligibility of deposits
Article 6
Coverage level
Article 7
Determination of the repayable amount
Article 8
Repayment
Article 9
Claims against DGSs
Article 10
Financing of DGSs
Article 11
Use of funds
Article 12
Borrowing between DGSs
Article 13
Calculation of contributions to DGSs
Article 14
Cooperation within the Union
Article 15
Branches of credit institutions established in third countries
Article 16
Depositor information
Article 17
List of authorised credit institutions
Article 18
Exercise of the delegation
Article 19
Transitional provisions
Article 20
Transposition
Article 21
Repeal
Article 22
Entry into force
Article 23
Addressees
ANNEX I
Basic information about the protection of deposit |
|
Deposits in [insert name of credit institution] are protected by: |
[insert the name of the relevant DGS](1) |
Limit of protection: |
EUR 100 000 per depositor per credit institution(2) [replace by adequate amount if currency not EUR] [where applicable:] The following trademarks are part of your credit institution [insert all trademarks which operate under the same licence] |
If you have more deposits at the same credit institution: |
All your deposits at the same credit institution are ‘aggregated’ and the total is subject to the limit of EUR 100 000 [replace by adequate amount if currency not EUR](2) |
If you have a joint account with other person(s): |
The limit of EUR 100 000 [replace by adequate amount if currency not EUR] applies to each depositor separately(3) |
Reimbursement period in case of credit institution’s failure: |
7 working days(4) [replace by another deadline if applicable] |
Currency of reimbursement: |
euro [replace by another currency where applicable] |
Contact: |
[insert the contact data of the relevant DGS (address, telephone, e-mail, etc.)] |
More information: |
[insert the website of the relevant DGS] |
Acknowledgement of receipt by the depositor: |
|
Additional information (all or some of the below) |
Reimbursement
Other important information
ANNEX II
PART A
Repealed Directives together with their successive amendments (referred to in Article 21)
PART B
Deadlines for transposition (referred to in Article 21)
Directive |
Deadline for transposition |
94/19/EC |
1.7.1995 |
2009/14/EC |
30.6.2009 |
2009/14/EC (second paragraph of point 3(i) of Article 1, Article 7(1a) and (3) and Article 10(1) of Directive 94/19/EC as amended by Directive 2009/14/EC) |
31.12.2010 |
ANNEX III
Directive 94/19/EC |
Directive 2009/14/EC |
This Directive |
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Article 1 |
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Article 2(1)(1) |
Article 1(1) |
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Article 2(1)(3) |
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Article 2(1)(4) |
Article 1(2) |
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Article 2(1)(7) |
Article 1(3) |
Article 1(1) |
Article 2(1)(8) |
Article 1(4) |
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Article 2(1)(9) |
Article 1(5) |
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Article 2(1)(10) |
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Article 2(1)(11) to (18) |
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Article 2(2) |
Article 1(1) |
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Article 2(3) |
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Article 3 |
Article 3(1) |
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Article 4(1) |
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Article 4(2) |
Article 3(1) |
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Article 4(3) |
Article 3(2) |
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Article 4(4) |
Article 3(3) |
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Article 4(5) and (6) |
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Article 4(9) |
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Article 4(10) and (11) |
Article 2 |
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Article 5(1)(a), (b) and (c) |
Article 7(2), Annex I(1) |
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Article 5(1)(d) |
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Article 5(1)(e) |
Article 7(2), Annex I(10) |
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Article 5(1)(f) |
Article 7(2), Annex I(2) |
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Article 5(1)(g) |
Article 7(2), Annex I(5) |
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Article 5(1)(h) |
Article 7(2), Annex I(6) |
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Article 5(1)(i) |
Article 7(2), Annex I(3), (4) |
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Article 5(1)(j) |
Article 7(2), Annex I(12) |
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Article 5(1)(k) |
Article 7(1) |
Article 1(3)(a) |
Article 6(1) |
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Article 6(2) and (3) |
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Article 6(4) |
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Article 1(3)(a) |
Article 6(5) |
Article 7(5) |
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Article 6(6) |
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Article 1(3)(d) |
Article 6(7) |
Article 8 |
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Article 7(1), (2) and (3) |
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Article 7(4) to (9) |
Article 10(1) |
Article 1(6)(a) |
Article 8(1) |
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Article 8(2) to (6) |
Article 10(4) |
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Article 8(7) |
Article 10(5) |
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Article 8(8) |
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Article 8(9) |
Article 7(6) |
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Article 9(1) |
Article 11 |
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Article 9(2) |
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Article 9(3) |
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Articles 10-13 |
Article 4(1) |
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Article 14(1) |
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Article 14(2) to (8) |
Article 6 |
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Article 15 |
Article 9(1) |
Article 1(5) |
Article 16(1), (2) and (3) |
Article 9(2) |
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Article 16(4) |
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Article 16(5) |
Article 13 |
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Article 17 |
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Article 1(4) |
Article 18 |